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Transfer Money Overseas - International Money Transfer

InstaReM Advantage

Zero-Margin FX Rates

We get you mid-market rates sourced directly from Reuters and add absolutely no margins! We charge a nominal fee.

Easy Transfers

Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.

Loyalty Points

Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.

Exposing theZero Fee Myth

Many Banks and Money Transfer Operators (MTOs) claim to charge Zero Fees to their customers for overseas money transfers. In a research, we have found that such institutions add margins to their FX rates, and 'other charges', unknown to their customers.

At InstaReM we're transparent with you. There are no hidden charges. We charge only a nominal fee. And what's more, you get Mid-Market rates with no margins added.

Get Zero-MarginExchange Rates

At InstaReM, we provide you Zero-Margin FX rates – mid-market rates sourced directly from Reuters, with absolutely no margins added! We also transparently display our remittance fee, and the exact amount that the recipient would receive.

Use InstaReM and start saving on international money transfers. With us, your money can now #domore! You can also track your desired FX rates by subscribing to our FX alerts.

InstaReM For Business

Pay Your Overseas Staff, Freelancers and Suppliers

  • Network of 8000+ Banks in 55+ countries
  • Multi-Currency Payments and Accounts
  • Full Amount, No Deductions, Easy Reconciliations

Frequently Asked Questions

  1. What does InstaReM do?

    InstaReM is a leading digital cross border payments company which enables consumers, Small and Medium Enterprises and financial institutions to make international money transfers at a low cost. We were founded in 2014 in Singapore with licenses and offices in Singapore, Australia, Malaysia, Hong Kong, India, USA, Canada and EU.

  2. Why use InstaReM over a bank or any other Money Transfer Operator (MTO)?

    Transferring money overseas through banks and MTOs can be an expensive affair since they add unfair margins to FX rates and have hidden fees. Sometimes it's not even clear what the recipient's actually going to receive! At InstaReM, we are bringing transparency to the otherwise obscure world of international money transfers. We offer Zero-Margin FX rates, mid-market rates sourced directly from Reuters, and add no margin to it. We only charge a nominal fee to cover the cost of processing your transaction. We also maintain complete transparency and give you an accurate breakup of your transfer. In fact World Bank remittance site has consistently rated InstaReM as #1 cost-effective money transfer provider from Australia and Singapore to multiple countries.

  3. How do I create an account with InstaReM?

    Account creation is easy. You just need to signup with your email ID or Google / Facebook ID. Click here to create an account.

  4. How much fees does InstaReM charge?

    Our fees differ from countries and corridors of transfers with typical fees varying between 0.25% to 1%. The fees are subject to change and can be reviewed for any given time on the InstaReM currency converter.

  5. Can I open an InstaReM account for business?

    Yes, you can. All you need to do is register as a corporate while signing up with us.

  6. Is my money safe with InstaReM?

    InstaReM is a licensed service provider with licenses in Australia, Singapore, Hong Kong, Malaysia, India, US, EU and Canada. Moreover we maintain complete transparency to give you better control over your transactions and our thorough verification processes ensure that your money is safe with us and reaches the right recipients.

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