Fast, secure money transfers
Send money with a better exchange rate and avoid excessive bank fees
The simple way to send money
Send money to CurrencyFair
Set up your account and send your money to us by bank transfer.
Exchange your money
Get the best available rate with CurrencyFair, and save up to 8 times compared to a typical bank.
Transfer your money out
We transfer the money to your recipient.
Bank level security – without the hassle of the banks
We are fully licensed and regulated by the Central Bank of Ireland . Customer funds are ring fenced and held in Tier 1 international banks, so your money is always safe and secure.
Check out our security features
World-class Customer Support
Our amazing customer support team are on standby to help you when need them. Get an answer to your question, fast.
How CurrencyFair Works
Create your free account
Opening an account is quick and easy, and can take just minutes.
Set up your transaction
Tell us the amount and currency you want to exchange, and who you want to send to.
Transfer your money
Send your money to CurrencyFair by bank transfer to be exchanged.
We take care of the rest!
When we receive your money, we exchange it at the best available rate and transfer to the recipient without delay.
Your money arrives
The recipient receives their money: fast and secure at a bank-beating exchange rate.
Not ready to exchange?
With CurrencyFair you can request a better rate, or top up your wallet and exchange later when the rate suits you.
The CurrencyFair Wallet
Our free multi-currency wallet offers bank level security for all your currencies, and your funds are always ready to exchange. Top up at any time, and transfer when you’re ready.
Choose your own rate
Our unique peer-to-peer exchange empowers you to set your own rate, and wait for it to be matched with other customers exchanging the opposite currency.
Rate alerts
We’ll keep you informed of the latest rates with our email alerts. You can set up daily or weekly alerts, or request an email when a currency reaches your desired rate.
Why CurrencyFair for business
We empower small businesses to change currency on their terms.
Save Money
Eliminate excessive bank and broker fees. Make more on every business transaction with our low-margin rates. The money you save goes straight to your bottom line.
Consistent & Transparent
Get the same great deal on every single transaction. No first-time offers, no broker deals, just low-cost rates every time, for businesses of all sizes.
Stay In Control
Our online platform helps you to manage transfers on any device from any place. We give you the flexibility to stay in control of your international cash flow.
Safe & Secure
We are regulated by the Central Bank of Ireland with all client funds held in segregated accounts in tier 1 international banks, meaning your money is always safe and secure.
International business transfers made easy
Join over 100,000 customers enjoying simple, low-cost money transfers.
Pay
Overseas Salaries & Invoices
Whether paying suppliers, employee salaries or contractors from abroad, CurrencyFair can help your business save money.
Receive
Payments From International Clients
Keep more of your customer payments by collecting money through our network of international banks.
Transfer
Money Between Banks
Stay in control of overseas cash flow as your business expands globally. Easily transfer profits back to Head Office.
Our International Money Transfer Market
CurrencyFair is a marketplace, so are able to set their own exchange rates.
CurrencyFair charges 0.25% or 0.3% (depending on the currency pair being exchanged) of the total amount exchanged on each side when customers match each other. In the event that there are no other customers providing a competitive rate for your exchange, CurrencyFair will step in and match with you instead. This results in a charge of 0.4% to 0.6% of the amount exchanged (again, depending on the currency pair).
So depending on which way you’re exchanging, and the activity on the marketplace at that time, you’ll pay anywhere from as little as 0.1%, to 0.6%, plus a fixed €3 transfer fee.
International Money Transfer Pricing
On average, customers at the moment pay around 0.4%, however as more and more people use CurrencyFair this average rate will decrease.
You can always check our live rates at any time on our currency calculator. Remember this is the instant rate available for an exchange that happens immediately. With CurrencyFair, you can choose a rate that is even better than our live rate and still have a good chance of getting matched, meaning you can save even more money.
FAQs
Some common questions asked by people getting started.
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How long will it take for my money to reach my CurrencyFair account?
Sending in money to your CurrencyFair account typically takes 2 business days for Euro payments, while GBP Faster Payments and CHAPS typically reach us on the same business day. Other currencies can take up to 5 business days to reach us. Find out more about ourestimated processing times.
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Is my money safe?
Yes. CurrencyFair is fully regulated by the Central Bank of Ireland and the Australian Securities and Investments Commission. Customer funds are ring fenced to ensure maximum security and protection, meaning your money is in safe hands.
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How can I top up my CurrencyFair account?
You can top up your CurrencyFair account through a bank transfer. Additionally customers with Irish debit cards can make debit card payments, while Australian residents can use BPAY to top up their account.
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Do I need to verify my account?
As a fully regulated financial services business, we are required to verify the identity of all our customers. Where possible we attempt to speed up the process through electronic checks. Where this isn’t possible, we require proof of identification and up to two proofs of address.
