Send money with the real exchange rate.
Banks could charge you up to 5% in hidden costs when sending money to any bank account abroad. TransferWise is up to 8x cheaper. It's only fair.
The real exchange rate
Banks and other providers often add a markup to their exchange rate while advertising low fees, which means you could be paying huge hidden charges. TransferWise transparently displays its fee upfront and deducts it before conversion. No nasty surprises. TransferWise then uses the mid-market rate, independently provided by Reuters without any markup. The exchange rate is guaranteed as long as TransferWise receives your money within 24 hours.
New. The borderless account. With debit cards coming soon.
Get your free multi-currency account, to pay and get paid around the world with the real exchange rate. Say bye bye to crazy bank fees for good.
You always know where your money is
You'll be updated via email at each stage of the transfer. You can also track your transfer with our award winning mobile apps and website wherever you are.
Trusted all over the World
People on every continent are choosing TransferWise.
We are moving over £500 million every month globally, saving people like you £22m in hidden charges.
Now available in 59 countries covering 504 currency routes. See more about the routes we cover.
We’re constantly adding new currencies bringing people everywhere a fairer choice.
Business
Let's do business with the real exchange rate.
We've built multiple ways for your business to avoid getting overcharged by your bank. Check them out below.
Send money fast.
For any business big or small that needs to make a fast payment at the real exchange rate, choose our 'send fast' experience. It's great for paying those one-off international invoices, quickly.
Introducing the borderless business account.
We've rebuilt business banking for anyone working across borders. Get paid, pay, and manage multiple currency balances. All at the real exchange rate.
Discover an API that delivers more than money.
Our easy-to-implement payouts API gives you the power to send fast, low cost payments around the world.
Learn about how you can integrate with our API
International payroll just got painless.
Pay all your overseas employees, freelancers, and contractors via our batch payments tool. You'll save time and money.
FAQ
Basic Information
5 Things to Know Before TransferringVideo Guide: Make a transferHow do you determine your fees?How long does it take?Supported CountriesAnd 5 more …
Security
Security and Regulatory InformationLegitimate Communication – Watching out for PhishingHow safe is TransferWise?What about my privacy?What is the FCA?And 1 more …
Business
How do I use TransferWise for business payments?Restricted Business RoutesBusiness Payment TipsSwitching between Personal and Business ProfilesBatch PaymentsAnd 1 more …
Borderless Account
What is a borderless account?How does the borderless account work?How much does it cost to use my borderless account?Why can't I get a Borderless account?How do you keep my money safe in my borderless account?And 35 more …
Creating a Transfer
Paying for your transferTransfers to an email address & TransferWise usersCan I make repeat transfers?Amount Lock Transfers (Specific Amount Transfers)Things you should know when making a large transferAnd 5 more …
Profile, Email and Password
Edit Profile DetailsChanging PasswordChanging Email AddressAdding/Deleting Recipient DetailsNominating a primary accountAnd 6 more …
Active Transfers
Troubleshooting: Estimated delivery timeHow to cancel a transfer?What is a proof of payment?Bank Transfer: Forgot the reference?Incorrect recipient nameAnd 3 more …
Paying by Card
Paying by CardWhy is there an extra charge for some card payments?Unsuccessful Card PaymentsWhen will I receive my cancelled debit card refund?How can I use a different card?And 1 more …
Paying by Bank Transfer
Paying by Bank TransferJoint Bank AccountsBank Transfer TroubleshootingUnique Membership NumberSOFORTAnd 4 more …
Paying by other methods
Paying via Apple PayPaying by Android Pay
Rate
Real Exchange RateGuaranteed RateHow am I protected against rate changes?How to set a Rate LimitWhat does a 'Rate Limit' do?And 15 more …
Verification
When do you confirm my identity?Verify your identityVerify your addressVerify your businessVerify your US businessAnd 10 more …
Referrals and Bonuses
How does your invite program work?How does a free transfer work?What is fee credit?TransferWise Referral Terms
Good To Know
What is TransferWise?TransferWise Bank DetailsWhy am I sending money to Estonia?No Hidden FeesCheaper than high street banks?And 4 more …
Technical and Browser
What features do the TransferWise apps have?Browser issues and solutionsWhich internet browser works best with TransferWise?How to take a screenshotHow to clear your cacheAnd 3 more …
British Pound Transfers
GBP TransfersGBP Account DetailsMaking a bank transfer in GBP
Euro Transfers
EUR TransfersWhat are SEPA Transfers?SEPA Countries and IBANsTransferWise and LHVTransferWise and N26And 1 more …
U.S. Dollar Transfers
USD TransfersTransfers from USD: ACH Bank DebitTransfers from USD: Domestic WireWhat is the routing number for payments to the US?Transfers from USD: SWIFTAnd 11 more …
Indian Rupee Transfers
INR TransfersIFSC Code for Payments to IndiaFIRC requestsWhat's a UTR number, and where can I find it?
Canadian Dollar Transfers
CAD TransfersCanadian Dollars Direct DebitVerification for CAD transfersCAD Institution NumbersHow do I find my Institution and/or Transit number?And 1 more …
Other European Transfers
CHF TransfersDKK TransfersNOK TransfersSEK TransfersPLN TransfersAnd 10 more …
Australia and Asia Pacific Transfers
AUD TransfersAUD PricingAustralian Bank Code (BSB Number)NZD TransfersHKD TransfersAnd 15 more …
Latin American Transfers
BRL TransfersMXN TransfersCOP TransfersCLP TransfersTransfers from BRLAnd 5 more …
Rest of the World Transfers
ZAR TransfersSWIFT transfers from TransferWiseAED TransfersILS TransfersKES TransfersAnd 3 more …
Plastic Cards
When can I get a debit card?TransferWise debit card pricing for beta usersWhat are the limits for my card?How do I get a replacement card?
